Health care expenditures of self-employed farm households in the United States

Ashok K. Mishra, Hisham S. El-Osta, Mary C. Ahearn

Research output: Contribution to journalArticle

9 Scopus citations

Abstract

For self-employed individuals and their families, purchases of health care services and health insurance policies have the potential to impact their health status, as well as the financial viability of their businesses. Most people in the United States receive health insurance coverage through employer-sponsored programs. Self-employed individuals and their households, such as farm households, may face a greater challenge in getting affordable health insurance. Using a large cross-sectional farm household level dataset, we estimate the impact of the source of health insurance on health care expenditures of farm households in the United States. Results suggest that farm households purchasing individual health insurance directly from vendors are likely to spend more on health care than those with other sources of health insurance. After controlling for a variety of personal and local area characteristics, having health insurance was negatively related to total health care expenditures. Age and income, not surprisingly, were also found to be significant in explaining health care expenditures.

Original languageEnglish (US)
Pages (from-to)75-88
Number of pages14
JournalAgricultural Economics
Volume43
Issue number1
DOIs
StatePublished - Jan 1 2012
Externally publishedYes

Keywords

  • Agricultural Resource Management Survey
  • Health care expenditures
  • Health insurance choice
  • Sources of health insurance coverage
  • Two part model

ASJC Scopus subject areas

  • Agronomy and Crop Science
  • Economics and Econometrics

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